Selling fine jewelry—whether it’s a single designer piece, a high-end watch, or an entire estate collection—is a big decision. Diamond Banc’s St. Louis location is the top choice for clients across St. Louis, Clayton, Ladue, and nearby areas looking to get maximum value for their high-end jewelry. Here’s why people in St. Louis trust Diamond Banc as their go-to jewelry buyer when they’re ready to sell.

Why People in St. Louis Sell Their Jewelry

There are many reasons why people decide to sell their jewelry, from freeing up funds to upgrading their collection. Here are some of the top motivations for St. Louis residents:

1. Upgrading to New Designer Jewelry

As personal tastes evolve, that classic Tiffany & Co. diamond ring or Cartier Love bracelet may no longer suit your look. Selling your designer jewelry can help fund an upgrade to a newer, custom piece that better reflects your current style. Diamond Banc offers high payouts for luxury jewelry in St. Louis, making it easy to turn your jewelry into cash.

“I wanted to upgrade my engagement ring but needed funds to make it happen. Diamond Banc in St. Louis offered me a fair price for my Cartier jewelry, and the process was seamless.” – Emily R., St. Louis

2. Financial Flexibility and Quick Access to Cash

Jewelry is a valuable asset, and selling it can provide liquidity in times of financial need or opportunity. Whether you’re investing in a business, purchasing real estate, or just need cash on hand, Diamond Banc’s competitive offers make it easy to turn your jewelry into funds. 

3. Simplifying or Downsizing Your Collection

If you’re embracing a minimalist lifestyle or downsizing, parting with jewelry you no longer wear can be both freeing and financially rewarding. Diamond Banc’s St. Louis location offers a clear and supportive process, so you can sell single pieces like a Van Cleef & Arpels necklace or a Harry Winston ring, as well as entire estates.

“Embracing minimalism, I chose to sell some of my designer jewelry. Diamond Banc in St. Louis made the process easy, and I felt confident I was getting a fair deal.” – Sarah L., Ladue

4. Selling Inherited Jewelry That Doesn’t Match Your Style

Family heirlooms are meaningful but may not align with your taste. Rather than keeping a Patek Philippe watch or Bvlgari necklace in storage, many clients in St. Louis choose to sell their inherited jewelry. Diamond Banc respects the significance of these items and offers fair market value, making it possible for you to turn an heirloom into a valuable resource.

5. Turning Past Gifts or Jewelry from Previous Relationships into Cash

Jewelry from past relationships or significant occasions may no longer hold meaning. Selling items like a Rolex watch, Bvlgari ring, or Van Cleef & Arpels bracelet allows you to put the funds toward something new, like travel, education, or a special project. Diamond Banc’s St. Louis jewelry buying service is known for offering competitive cash payments on single designer items or full collections.

“After a breakup, I had a diamond ring and other pieces I no longer wanted. Selling them to Diamond Banc in St. Louis was a positive experience—they offered a fair price, and I felt respected throughout the process.” – Alex P., Chesterfield

Types of Jewelry Diamond Banc Buys

At Diamond Banc in St. Louis, we buy a wide range of fine jewelry, including:

• Designer jewelry from brands like Cartier, Tiffany & Co., Bvlgari, and Harry Winston
• Luxury watches from brands like Rolex and Patek Philippe
• Diamond engagement rings and wedding bands
• Estate jewelry collections, whether single pieces or full estates

Whether you’re selling a single piece or a full collection, Diamond Banc in St. Louis is the trusted jewelry buyer with the expertise to provide a fair market price.

How to Sell Your Jewelry at Diamond Banc in St. Louis

Get A Quote

What is your item worth?

Complete our simple online submission form & tell us about your item. Our team of experts will contact you with an initial quote.

Start a Quote

Expert Evaluation

Mail-In or In Person

We provide you with a fully insured shipping label to send your items to our headquarters for final evaluation. Or, visit a Diamond Banc office near you to complete your transaction in person.

Get Funded

Via Check or Wire Transfer

If you accept our offer, we will issue payment immediately via check or wire transfer.

Ready to Sell Your Designer Jewelry for Cash?

If you’re ready to turn your luxury jewelry into cash, visit Diamond Banc in St. Louis today or submit your piece online. We’re here to make the selling process simple, supportive, and financially rewarding.

Location: 7701 Forsyth Blvd., Suite 750, Clayton, MO 63105
Get Started: Submit your jewelry details
Schedule an Appointment: stlouis@diamondbanc.com | (314) 555-1234

The post 5 Compelling Reasons St. Louis Clients Trust Diamond Banc to Sell Luxury Jewelry appeared first on Diamond Banc.

To differentiate between these precious metals and make an informed decision, consider reading to the end. You will discover significant differences among these four metals and how they stand out from one another. There are significant differences between Platinum, White Gold, Yellow Gold, and Rose Gold.

Platinum vs. White Gold

The two metals look similar; however, they differ in material composition, cost, color, and care.

COST

There exists a significant price difference between these two metals. Platinum metal is denser than gold, requiring the manufacturer to use more of it when producing a ring. As a result, the platinum ring has greater value.

MATERIAL COMPOSITION

Jewelry made of platinum metal is about 90% – 95% pure, and the remaining percentage comprises silver or rhodium. However, jewelry made of white gold is usually a mixture of different metals with only 42% – 75% gold and the remaining percentage comprising metals like nickel, copper, and zinc, among others.

COLOR

When Platinum is compared to white gold, they appear similar to the naked eye. However, when compared to yellow or rose gold, there is an instant difference between them.

CARING

Based on the composition factor, you might think that platinum is superior to gold. However, the higher purity of platinum brings higher risk of scratching compared to jewelry made of gold. Thus, with a platinum ring, you will be required to regularly seek maintenance services instead of one made of gold. The good news is that platinum is easily refinished with minimal metal loss due to the polishing process. 

Differences Between White vs. Yellow vs. Rose Gold

White vs. Yellow vs. Rose Gold

Assuming that you have opted for a gold ring, the next question is, what type and color? Since they are all gold, we examine two primary differences and use their material composition, pros, and cons to differentiate them.

COLOR

The primary difference between white, yellow and rose gold is in color. The different colors are a result of the non-gold alloy metals mixed with the pure yellow gold. 

WHITE GOLD

White gold comprises a mixture of anywhere from 42% – 75% pure gold, and the remaining percentage includes other white metals like silver or nickel with a rhodium coating.

PROS

1. It is alloyed with strong metal
2. It is affordable compared to other metals like Platinum
3. It perfectly complements the white diamond
4. It perfectly complements rosy or fair skin tones

CONS

1. It requires regular maintenance of dipping it into rhodium plating to retain its color and luster.
2. It can cause an allergic reaction to the user. Since it is mixed with other metals like nickel, it can be risky if one is allergic to such metals.

YELLOW GOLD

Yellow gold is composed of pure gold and alloy metals like copper and zinc. The amount of pure gold will depend on the amount of karat. If you prefer a higher pure gold content, consider purchasing jewelry with high karat. However, for engagement and wedding rings, 14k or 18k gold is recommended.

PROS

1. It has the purest color of all types of gold.
2. It is the most hypoallergenic gold metal compared to other gold colors.
3. It is the most popular gold type for making wedding and engagement rings.
4. Easy to maintain compared to other gold types

CONS

1. It needs regular polishing and cleaning
2. It is prone to scratching easily

ROSE GOLD

Rose gold comprises pure gold alloyed with copper and silver, giving it the rose color. For a dense red color, increase the amount of copper.

PROS

1. It is universally fashionable for both men and women
2. It is fairly affordable compared to other types of gold
3. The presence of copper makes it more durable

CONS

1. It is not a hypoallergenic metal
2. It is not readily available

Introduction To Platinum And Major Differences Compared To Other Metals

Platinum is a naturally occurring white metal usually utilized in its most pure form in jewelry making. Despite being relatively similar to white gold in color, it differs from other precious metals like silver.

Platinum vs. Silver

COLOR/APPEARANCE

To the naked eye, both metals appear to be silver, and besides, they both have a gray undertone while white gold has a yellow undertone. However, irrespective of the gray undertone they share, platinum metals are shinier and brighter than silver, which has a dull gray appearance.

DURABILITY

Platinum is a dense metal that increases its durability and resistance to corrosion. However, silver is a soft metal and therefore corrodes, tarnishes and wears out easily.

COST

Since Platinum is used in its purest form, large quantities are needed to produce a ring compared to the amount of gold or silver used to produce the same make and size. As a result, platinum metal is more expensive compared to other precious metals.

ALLERGIES

Platinum metals are suitable for sensitive skins as they are naturally hypoallergenic, thus do not cause skin irritation. While gold and silver metals do not cause allergy directly, the metals they are alloyed with are a common source of allergic reactions.

CARE AND MAINTENANCE

Platinum jewelry is easy to maintain compared to silver jewelry. Silver metals require regular polishing to keep them glowing.

Introduction To White Gold And Major Differences Compared To Other Metals

White gold is a metal alloy comprising pure gold and several durable metals like zinc, copper, and nickel. The primary differences between white gold and other metals include:

COLOR

While they both appear to have a similar hue, white gold is shinier than silver, with a dull gray-white hue. The white color originates from a mixture of pure yellow gold alloyed with metals like nickel.

DURABILITY

White gold is made of durable metals, increasing its durability and making it resistant to corrosion. However, silver is highly susceptible to corrosion, reducing its durability.

COST

White gold tends to be more expensive compared to other metals like silver. The reason being, there is a greater supply of silver than gold. Despite white gold containing alloys, the yellow gold in it retains its value.

ALLERGIES

White gold comprises nickel-metal, which is a common allergen that causes skin itches. However, you might not feel the effect until the rhodium alloy starts wearing out. However, with silver, you are safe throughout as the alloyed metal is hypoallergenic.

MAINTENANCE

While both metals have great luster, in time their shine will diminish. Therefore, they require different maintenance strategies. With time, white gold rhodium plating wears off, requiring it to be rhodium plated again to maintain its sheen. However, with silver jewelry, you need frequent polishing and cleaning to prevent it from tarnishing. Simple products like lemon, vinegar, or corn starch can be used to clean silver jewelry.

Introduction To Yellow Gold And Major Differences Compared To Other Metals

Generally, pure gold is yellow. However, due to the malleability of pure gold, it is alloyed with other metals like copper and silver to increase its durability. Thus, yellow gold is pure gold alloyed with fewer metals to ensure the color is not altered. Such metals include zinc and copper.

COLOR

When compared to silver metals like white gold or platinum, yellow gold has distinctive features. Yellow gold maintains the original color of gold, while other types of gold are alloyed with other metals covering the yellow color.

DURABILITY

The higher levels of gold composition in jewelry, the more prone it is to fade. As such, yellow gold tends to be more prone to scratches compared to other metals like white gold, which is alloyed with durable metals increasing their durability.

Introduction To Rose Gold And Major Differences Compared To Other Metals

Just like different types of gold, rose gold is made partly of gold alloyed with other metals like copper and silver. The two added metals boost its strength and give it a rose color. 

COLOR

Compared to other gold types and precious metals, rose gold has a distinctive, attractive color. The presence of copper makes it red, while silver neutralizes the color of a rose. Other metals are red, yellow, or white.

DURABILITY

Rose gold does not tarnish, and therefore it is highly durable. However, just like other metals, rose gold requires polishing to maintain its shininess all through.

COST

Rose gold can be costly or inexpensive. It all depends on the amount of gold karats present. The higher the amount, the more valuable your piece of jewelry would be.

Why Opt For Diamond Banc To Sell Your Old Jewelry?

Diamond Banc is one of the most renowned jewelry buyers with numerous locations across the United States. We are part of a jewelry company that has been operational since 1896; if you are searching for a trusted business to sell your old jewelry, contact us today. Conduct a risk-free, no obligation evaluation with Diamond Banc.

The choice of any of these metals depends on personal preference and style. However, keep in mind the differences in metal composition and price. Lastly, connect with us, the best old diamond jewelry buyer, and sell your old jewelry. You can also secure a Rolex loan, among other services.

Diamond Banc is the nation’s top-rated jewelry buyer & lender. Visit one of our nationwide locations, or work with us from the comfort of your home.

CONTACT DIAMOND BANCnavigate_nextGET A LOANnavigate_nextSELL MY JEWELRYnavigate_next

The post An Elaborate Guide: Differentiate Between Precious Metals appeared first on Diamond Banc.

What Determines the Value of Your Wedding Ring?

Diamond Banc takes every value-adding factor into consideration when evaluating your ring.  These factors include:

• The four C’s: carat, cut, clarity and color.
• Polish, symmetry, fluorescence, eye appeal, etc.
• The metal of the ring (gold, platinum, sterling silver, etc.)
• Is the diamond certified? The Gemological Institute of America is the most well known and reputable lab.
• If the ring is from a designer, such as Cartier or Tiffany & Co. (bring the original paperwork and packaging to add value)

Diamond Banc has a large network of selling avenues nationwide, enabling them to offer the most for your wedding ring.  Unlike most pawn shops, Diamond Banc specialize in diamonds.  Diamond Banc will pay the most for your diamond engagement ring in Kansas City.

How do you sell your Engagement Ring in Kansas City?

Gather lab reports, appraisals and any old paperwork.  The extra information can be helpful to the buyer.  Determining the exact carat weight can sometimes be tricky, but if you have the old appraisal, it can easily be confirmed.  Next, fill out an online submission form detailing your item.  Diamond Banc will give you a quote within 24 hours.  Then, an appointment will be set up in their private office at the Country Club Plaza to evaluate the engagement ring and give you an official offer.  Once you have accepted the offer, you can have funds-in-hand the same day!  The process is extremely quick and easy.  Diamond Banc is your best option if you are looking to get money quickly by selling your engagement ring in Kansas City.

The post Best Place to Sell Your Engagement Ring in Kansas City appeared first on Diamond Banc.

Why sell to Diamond Banc of Kansas City?

Diamond Banc jewelry experts take every value-adding factor into consideration when purchasing your items. Such as, designer name or rarity of the piece that may raise the value of an item.  Diamond Banc of Kansas City has various avenues to sell pre-owned jewelry. Thus, ensuring we can find the right market for your piece. Diamond Banc offers privacy, exceptional customer service and immediate payment when buying your jewelry.  Time and time again, Diamond Banc is proven to pay the most for your jewelry in the Kansas City area.  

If you need another reason to sell to Diamond Banc, here is one!  Diamond Banc has teamed up with TIVOL to support Kansas City Pet Project.  Through the month of May, Diamond Banc of Kansas City will donate 5% of profits to the local animal shelter.  Lucy Tivol, a Cavaliar King Charles, became TIVOL’s store dog, welcoming all customers who came through the door.  Lucy Tivol passed away earlier this year leaving behind countless memories for many at the store.  Because of TIVOL and Diamond Banc’s love of furry friends, we have come together to support such a meaningful organization for the community.

What does Diamond Banc of Kansas City purchase?

• Diamonds 0.50CT and larger
• Rolex and other fine Swiss timepieces
• Tiffany & CO
• Cartier
• David Yurman
• Most designer pieces
• Sterling silver flatware and jewelry
• Any gold or platinum pieces

How do you sell your jewelry to Diamond Banc and help KC Pet Project?

It’s easy!  Diamond Banc prides itself in offering the best possible customer service to make the process simple and quick.  The buy experts will explain all factors that go in to the buy offer to allow you to make the decision.  There is no pressure or “offer is only good for today” tactics.  To get started, you can fill out a simple form on our website, call the local Kansas City office at 816-977-2677 or email the head buyer and managing director, Sicily Von Blakey at sicily@diamond-banc.com .

Sicily has been volunteering for KC Pet Project for several years.  She is an active kitten foster and even has a dedicated “kitten room” in her house.  She has five rescue animals of her own.  Diamond Banc is excited to support a local organization that is a big part of their employee’s life.   An appointment can be set up at the conveniently located office at the Country Club Plaza.  The process generally takes about fifteen minutes and funds are available immediately.  Remember, all through the month of May, 5% of Diamond Banc’s profits will go to Kansas City Pet Project.

The post Best Place to Sell Jewelry in Kansas City appeared first on Diamond Banc.

What is Diamond Banc of Kansas City?

Diamond Banc is a national luxury company buying diamonds, designer jewelry and high-end watches from the public.  Our headquarters are located in Columbia, MO, with offices around the country.  Diamond Banc opened in 2008, when the founder and third generation jeweler saw a need at his own jewelry store for a professional and private setting for customers to sell their jewelry.

Diamond Banc of Kansas City opened its’ office in March of 2016 located within the Country Club Plaza.  Diamond Banc’s staff are experts in explaining the realities of the estate jewelry market and an item’s true liquid value. This is a valuable service for individuals in the Kansas City area; they now have trustworthy experts in a familiar location they can turn to for selling jewelry.

What is KC Pet Project?

KC Pet Project is a nonprofit organization operating the Kansas City, Missouri Animal Shelter.  Over 10,000 animals a year come through the doors of KC Pet Project.  KC Pet Project has one main mission, to end the killing of healthy and treatable pets in Kansas City.  They have teamed up with Animal Control and various other animal organizations to increase homeless pet adoptions and proper education of pet ownership in the community.  Kansas City Pet Project has announced an innovative campaign to help fund the cost of building a larger, more usable and productive animal shelter.  Diamond Banc is excited to be a part of this campaign impacting the four-legged citizens of Kansas City.

How do you sell your jewelry to Diamond Banc and help KC Pet Project?

It is easy!  Diamond Banc prides itself in offering the best possible customer service to make the process simple and quick.  Our experts will explain all factors that go into the buy offer and allow you to make the decision.  There is no pressure or “offer is only good for today” tactics.  To get started, you can fill out a simple form on our website, call the local Kansas City office at 816-977-2677 or email the head buyer and managing director, Sicily Von Blakey at sicily@diamond-banc.com .  Sicily has been volunteering for KC Pet Project for several years.  She is an active kitten foster and even has a dedicated “kitten room” in her house.  She has five rescue animals of her own.  Diamond Banc is excited to support a local organization that is a big part of their employee’s life.   An appointment can be set up at the conveniently located office on the Country Club Plaza.  The process generally takes about fifteen minutes and funds are available immediately.  Remember, all through the month of May, 5% of Diamond Banc’s profits will go to Kansas City Pet Project, the second largest no-kill shelter in Kansas City.

The post Sell Your Jewelry to Diamond Banc and Help a Great Cause appeared first on Diamond Banc.

In this current economic climate, getting funds quickly can be hard. Some people believe bank loans are a quick way to get cash, but many banks have made it increasingly difficult to get a loan. They insist on ridiculous collateral and exorbitant interest rates. Many times, this process drags on for days, sometimes weeks.

However, you can get fast funds by selling your platinum jewelry to Diamond Banc.

If you have platinum in Dallas, you can sell your high-end jewelry to get up to $500,000 in 48 hours, or an indefinite amount with further notice. The best part? Selling jewelry is a much quicker and easier way to get funds than applying for a bank loan.

Get a Loan for Platinum in Dallas

Follow these 3 easy steps to sell your platinum in Dallas now.

1. Get a Quote: Fill out a free and easy form here. Your submission will be reviewed by our team of experts and you will be contacted with an initial quote; all within a maximum of one business day.
2. Ship Your Items: We offer a pre-paid, fully-insured shipping label to safely send in your jewelry for expert evaluation. Don’t panic! All our shipments are insured over their loan value. This means that every item is safe with Diamond Banc!
3. Get Paid: Once your item is evaluated, Diamond Banc will contact you with an official offer. All you need do, after you’ve agreed to the offer, is choose your preferred method of payment. Payment is made within an hour via check or wire transfer.

If you change your mind and decide not to go forward with the sale, your items are shipped right back to you at no cost or obligation! Diamond Banc has made it a quick and easy process to sell your platinum in Dallas.

Making money off your platinum in Dallas has never been this easy.

Start the process today by filling out our free sale form or jewelry-equity loan form, or stop by one of our convenient locations.

Discover a Diamond Banc location near you:

• • Tampa, FL
  • Boca Raton, FL
  • Miami, FL – Coral Gables
  • Miami, FL – Aventura
  • Orlando, FL
  • Nashville, TN
  • Atlanta, GA
  • Kansas City, MO
  • Columbia, MO
  • Dallas, TX

The post Sell Your Platinum in Dallas appeared first on Diamond Banc.

Are you trying to sell platinum in Austin, TX? The best and most trustworthy option is to sell your platinum to Diamond Banc in Austin, TX. Diamond Banc has a hassle-free selling process that makes it simple and easy to sell your platinum in Austin, TX.

Why Sell Platinum in Austin, TX to Diamond Banc?

It can be tough to find a jewelry buyer you can trust to give you a good deal for your platinum bars or platinum jewelry. However, Diamond Banc is a nationally trusted company that goes above and beyond to accommodate your needs as a seller. Diamond Banc has an expedited platinum buying process. The process is just three simple steps! The first step is simply filling out a cost-free interest form about your platinum bars or jewelry. After you’ve done that, Diamond Banc will send you a free quote within 24 hours.

 

 

Once you have your quote, you can send your platinum to our nearest office and we will evaluate your precious metal. Finally, Diamond Banc will give you a final offer. Once you have accepted the offer, Diamond Banc will wire you the money immediately! Diamond Banc is an amazing choice if you want to sell your platinum in Austin, TX.

 

How Much Can You Get For Your Platinum?

Diamond Banc has recently purchased 44.9 dwt (penny-weight) worth of platinum rings for $1,050 that are pictured below. There is a wide range we’re willing to pay for your platinum, depending on the quantity and quality. There isn’t a limit on how much Diamond Banc can pay for your platinum. The final offer amount is solely determined by the value of the platinum.

 

Overall, if you’re selling your platinum in Austin, TX, Diamond Banc is the best option for you because the process is quick and easy. Fill our free interest form to get started today!

The post Sell Your Platinum in Austin, TX appeared first on Diamond Banc.

Diamond Banc is a national lender specializing in jewelry. Our expertise is in designer jewelry and luxury watches, like Cartier, Tiffany & Co. and Rolex. Instead of just letting your designer pieces sit in your jewelry box collecting dusk, get a return on your investment and sell designer jewelry in Austin, TX.

What kind of designer jewelry can I sell?

Diamond Banc accepts a wide variety of designer jewelry. Designer jewelry is an excellent asset to own because it holds its value. Pieces by certain brands like Cartier, Tiffany & Co., David Yurman and others will always be coveted. Just because it isn’t in your personal taste doesn’t mean someone else won’t love it.

Here are just a few of the brands Diamond Banc accepts:

How to sell designer jewelry in Austin, TX:

With locations all over Texas, going to Diamond Banc is the easiest way to sell designer jewelry in Austin, TX. Take advantage of our quick online selling process, or visit our store in Austin to meet someone face-to-face. Whichever method of business you choose, we guarantee your experience will be personalized, easy and lucrative.

To sell designer jewelry in Austin, start by filling out Diamond Banc’s form with the details of your jewelry. The form is available online. Best of all, you’ll get a quote within 24 hours of submitting the form.

If you accept the offer, either come into our store in Austin or mail us your jewelry. We’ll send you a prepaid, fully insured shipping label. The best part of selling designer jewelry at  Diamond Banc is that you can receive up to $500,000 within 24 hours.

The post Sell Designer Jewelry in Austin, TX at Diamond Banc appeared first on Diamond Banc.

How to get a jewelry equity loan

With Diamond Banc, our process to get a jewelry equity loan against your jewelry or watch starts on our website. First, a loan request form is filled out and immediately sent to our evaluation team. Our team of experts look over all the details and photos you submit to assess every value adding factor. Then, they reach out to you to discuss numbers.

Once the loan amount and monthly interest rate is agreed upon, we send you a prepaid, fully-insured shipping label with packing instructions. All our shipping labels insure your valuables through Brinks Security. When your jewelry arrives, the evaluator will open the package and inspect it under video recording. After the items are inspected, you are sent loan documents to fill out via secure email and we wire funds directly to your bank account.

How a jewelry equity loan works

Although jewelry equity loans are considered short term loans, and have a monthly rate, there is no maximum number of months you can extend the loan. Many clients treat their jewelry equity loan as a credit line. Paying down the principal amount when they can and borrowing more against their jewelry when needed.

Short-term rates

The monthly rate determines the minimum amount a client must pay each month to extend the loan another thirty days. The rate is a combination of interest, storage and security fees. Just like a traditional loan, the rate goes down as the principal is paid off, and raises when more money is borrowed against the jewelry. It is important to remember the monthly minimum payments do not go toward the principal of the loan, however, clients are welcome to set their monthly payments higher than the minimum to help pay down the principal.

Why jewelry equity loans are the safest

Because our loans are secured by your jewelry alone, we do not report to credit bureaus or run financial history reports. Therefore, your credit score will not change if you forfeit the loan. In the event of a loan forfeiture, Diamond Banc will liquidate the jewelry and sell them back into the secondhand market to recoup our cost.

When you borrow from Diamond Banc, we allow you to schedule your payment intervals and amounts, so you can make the payments fit your lifestyle. If you happen to miss a payment, you can pay it off the following month or at the end of your loan. Since our loans are governed by the laws of the State of Missouri, borrowers are allowed three non-consecutive months of missed payments.

Get a quote today

Fill out our online form with information about your jewelry or luxury watch, and any appraisal or certification paperwork. We’ll evaluate your item and give you a quote the same day.

If you accept our offer, visit a Diamond Banc location or mail us your jewelry or luxury watch. We may even come to you, if your jewelry equity loan totals over $100,000! We accept jewelry from around the country and will send you a fully insured, pre-paid shipping label. Your funds will be wired directly to your bank account, once we have verified your jewelry.

The post Get a Jewelry Equity Loan in Plano appeared first on Diamond Banc.

How to get a jewelry equity loan

With Diamond Banc, our process to get a jewelry equity loan against your jewelry or watch starts on our website. First, a loan request form is filled out and immediately sent to our evaluation team. Our team of experts look over all the details and photos you submit to assess every value adding factor. Then, they reach out to you to discuss numbers.

Once the loan amount and monthly interest rate is agreed upon, we send you a prepaid, fully-insured shipping label with packing instructions. All our shipping labels insure your valuables through Brinks Security. When your jewelry arrives, the evaluator will open the package and inspect it under video recording. After the items are inspected, you are sent loan documents to fill out via secure email and we wire funds directly to your bank account.

How a jewelry equity loan works

Although jewelry equity loans are considered short term loans, and have a monthly rate, there is no maximum number of months you can extend the loan. Many clients treat their jewelry equity loan as a credit line. Paying down the principal amount when they can and borrowing more against their jewelry when needed.

Short-term rates

The monthly rate determines the minimum amount a client must pay each month to extend the loan another thirty days. The rate is a combination of interest, storage and security fees. Just like a traditional loan, the rate goes down as the principal is paid off, and raises when more money is borrowed against the jewelry. It is important to remember the monthly minimum payments do not go toward the principal of the loan, however, clients are welcome to set their monthly payments higher than the minimum to help pay down the principal.

Why jewelry equity loans are the safest

Because our loans are secured by your jewelry alone, we do not report to credit bureaus or run financial history reports. Therefore, your credit score will not change if you forfeit the loan. In the event of a loan forfeiture, Diamond Banc will liquidate the jewelry and sell them back into the secondhand market to recoup our cost.

When you borrow from Diamond Banc, we allow you to schedule your payment intervals and amounts, so you can make the payments fit your lifestyle. If you happen to miss a payment, you can pay it off the following month or at the end of your loan. Since our loans are governed by the laws of the State of Missouri, borrowers are allowed three non-consecutive months of missed payments.

Get a quote today

Fill out our online form with information about your jewelry or luxury watch, and any appraisal or certification paperwork. We’ll evaluate your item and give you a quote the same day.

If you accept our offer, visit a Diamond Banc location or mail us your jewelry or luxury watch. We may even come to you, if your jewelry equity loan totals over $100,000! We accept jewelry from around the country and will send you a fully insured, pre-paid shipping label. Your funds will be wired directly to your bank account, once we have verified your jewelry.

The post Get a Jewelry Equity Loan in Austin appeared first on Diamond Banc.