If you’re going through a bit of a hardship money-wise and hold on to valuable jewelry (especially designer) — pawning jewelry may be the perfect alternative.

However, getting a jewelry loan is not only about finding a lender who can provide you with the highest offer. There are reflexes you may want to develop as a consumer when it comes to loan terms like interest rates and APR and how are they even calculated. 

Don’t get lowballed on a jewelry loan offer with a high-interest rate and shady repayment terms by questionable pawn shops in Atlanta. 

DB Organization of Atlanta takes pride in guiding customers through the loan process, especially when it’s time to reveal numbers and dollar signs.

What is an interest rate?

When you borrow money secured by your fine jewelry as collateral, your lender will charge you a percentage rate of interest each month on the total loaned amount. 

If you wish to pawn jewelry with us, we will charge you a 2.5% interest rate every month or 30% APR when you pledge collateral with a loan-to-value ratio between 30% and 50%.

Suppose you have stunning designer pieces or custom diamond jewelry and looking to leverage its liquidity for a larger loan. In that case, you can get up to $500,000 USD and qualify for an even lower interest rate.

What is APR?

APR, or annual percentage rate, is a loan’s yearly cost when you borrow against your jewelry.

The APR is a 12-month fixed percentage that includes the monthly interest rate calculated over the agreed loan + other fees or charges such as loan administration, security, vault storing, insurance, etc.

This grouping of the abovementioned fees and charges is called the representative APR: a useful tool you may use to compare or negotiate with pawn shops in Atlanta so you can be more confident during your consideration stage.

Representative Example

Meet Ivette, a self-employed graphic designer from Atlanta.

Ivette is looking to create her own NFT project with a friend and wants to rent a galleria room inside the museum of contemporary art of Georgia to display some of her works.

She needs a couple of thousand dollars to invest in this project and her friend suggested getting a collateral loan by securing her most expensive piece of jewelery, a custom-made 2 carat ring set in platinum.

Ivette is paying a car loan, student loan and has 2 active credit cards, therefore opting for a non-bank lending alternative to fund her dream project would be ideal.

After typing “jewelry loans in Atlanta” in the search bar, she encountered DB Organization of Atlanta offering much more reasonable rates than most pawn shops in Atlanta. 

With the filling of a simple form describing her item in detail, she received an initial offer the day after.

In this representative example, let’s say the loan amount was granted for $11,500 USD. Ivette is looking to coordinate her loan payments with client payments which are done on every 15th of the month. 

She agreed on a 1-year term for her jewelry pawn loan, which means:

• 11,500 x 0.025 = $287.50 per month of interest payment

OR

• 11,500 x 0.3 [APR] = $3,450 of total interest paid after a year when the item is recouped

Ivette now has a clear understanding on how much this loan would cost her, which help her budget and balance out her personal and business expenses.

A Flexible & Tailored Repayment Plan

DB Organization of Atlanta offers the most flexible terms on jewelry loans in Atlanta. 

When it comes to repaying your jewelry pawn loan, the term of your loan is entirely up to you. You may take as little or as much time as you wish to repay the principal balance.

Our loans are structured in 30 days spans. We allow our customers to stretch the life of their loan for as much 30 days as needed, with the condition that minimum payments are met.

Also, you may use your jewelry pawn loan as a revolving line of credit. Meaning, that you can borrow against the amount you pay back on your items, like a loan from a traditional bank.

We offer the best jewelry pawn loans in Atlanta, period.

Aside from our low interest rates and convenience of repayment plans, DB Organization of Atlanta offers the highest LTV ratio (loan-to-value) throughout the United States.

When we make you an offer, we do it in no-pressure, no-obligation manner and never set a time clock to honor that offer.

When you seek for jewelry loans in Atlanta, it’s important to trust a company with a solid credibility in the lending industry. We take pride in the way we conducts our operations and always have our customers’ best interest at heart.

Looking for a jewelry pawn loan? You can start the process online here or visit our modern and spacious office in Atlanta. 

Jason Perry is our Market Director and a GIA-graduate gemologist with hands on experience with diamonds, gemstones, and jewelry appraisal.
Feel free to call (404)-407-5046 or set up an appointment online and get ready for a whole new alternative to obtaining a loan with pro-borrower terms.

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When you choose to pawn jewelry in Boca Raton, you also refuse to let go of a piece you deem special to you by selling it outright.

Before choosing where to get a decent jewelry pawn loan — it’s essential to deal with a business where the terms are clear, easy to comprehend, and without any smoke & mirrors.

We believe that as an informed customer, it’s only fair you acquire sound knowledge and comprehend what the numbers in a loan term mean before you write down your signature.

Are you considering getting a loan on jewelry in Boca Raton? Let’s define interest rates, APR and present you with a representative example so you can feel confident about your decision in the long run.

Define interest rate

The cost of borrowing money is what defines the interest rate you pay Diamond Banc to pledge your fine jewelry as security collateral.

When the amount you borrow against your jewelry is between 30-50% of your item’s liquid wholesale value — we have a fixed jewelry pawn loan interest rate of:

•  2.5% per month 
• or 30% APR 

In case you need a large amount of capital against your antique, designer, or custom jewelry — you can borrow up to half a million dollars (fast/secure/confidential).

What is APR?

The APR or annual percentage rate is a fixed yearly rate representing the sum of supplementary charges necessary to make up the loan, including the interest rate, insurance, storage fees, and security.

The convenience of knowing how APRs work is that you can use them as marketing comps shopping for the jewelry loan with the best terms when shopping for pawn shops in Boca Raton.

Case Interpretation (for example)

Meet Nancy, a general practitioner in her mid-thirthies from West Miami.

Nancy wishes to remodel her home’s kitchen with new floor and tiles and and paint job.

The home hardware store down her street is closing down and having liquidation sales and she couldn’t think of a better time to make a move.

She doesnt have a couple of thousands handy to finance these renovation so she decides to open her jewelry box. With a few designer pieces in her collection, she picks her Love bangle bracelet by Cariter in yellow gold.

After searching online with “pawn jewelry near me”, she found Diamond Banc. To get an idea of how much could she get for get bracelet, Nancy fills out a simple form to provide more detail concerning her item.

A day later, an initial offer via email arrived for $5,000 USD. Nancy desires simple monthly payments with equal amounts for her jewelry pawn loan with a 2 years term.

Mathematically speaking, this means:

• 5,000 x 0.025 = $125 per month of interests payment

OR

• 5,000 x 0.3 [APR] = $1,500 [one year] x 2 = $3000 of total interest paid after 2 years when her item is recouped

In this situation, a loan on jewelry was the fastest and most convenient way for Nancy to get a quick loan without jeopardizing her credit score or sacrificing her gorgeous jewelry!

A Flexible & Tailored Repayment Plan

If you’re looking for a convenient way to pawn jewelry without high-pressure tactics or time-sensitive offers, come to Diamond Banc.

When we make you an offer, you can customize your repayment plan according to your own pace. Our typical jewelry pawn loans can range anywhere from 30 days to 5 years, therefore the length is exclusively dictated by you.

The best thing about this plan is that you can extend your repayment plan for as much 30-day periods as required, as long as your account is in good standing. When you make payments above minimum the interest, they are applied to your loan’s principal balance and helps you settle quicker.

Get a decent loan on jewelry in Boca Raton

Jewelry pawning with Diamond Banc is fast, time-saving and tailored to your particular financial situation.

We approach every customer request individually and operate with utmost integrity and transparency when it comes to appraising jewelry and making you an offer.

Don’t settle for some lowball offer with questionable terms at some random pawn shop in Boca Raton! Save yourself the trouble and work with knowledgeable experts with lots of experience in the jewelry industry.

You can start the jewelry pawn loan process online to get an initial quote for your jewelry and receive an offer just under 24 hours. 

We encourage you to also compare rates elsewhere and see how Diamond Banc is the best place to pawn jewelry.

Our main objective is making the process of obtaining a loan on jewelry easy and exciting in a discrete, secure and relaxed environment. We want to empower you with excellent customer service and help you retrieve your items ASAP.
Visit our Boca Raton office to meet our wonderful Market Director, Kathleen Trocine — she’s got a substantial background in the jewelry world and takes pleasure in helping customers!

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When one suddenly needs cash quickly, he or she may find themselves in a difficult position. Getting a loan secured by your jewelry can be a great way to guarantee funds for an unexpected expense.

Diamond Banc understands the importance of providing a fast, professional and convenient service — but value even more transparency with pro-borrow terms that are fair, convenient and easy to understand for customers.

Want to pawn jewelry in Kansas City? Keep reading this blog post which we’ll demonstrate how our interest rates & APR are calculated for a loan on jewelry.

What is an interest rate?

An interest rate basically the amount you are charged for borrowing money against your jewelry — set as a % of your loan’s total amount.

Avoiding questionably high rates from unethical certain pawn shops in Kansas City can also be greatly rewarding in making you save money down the road!

Diamond Banc’s loan interest rate to pawn jewelry is as low as 2.5% or APR of 30% when at least ⅓ or half of your jewelry’s liquid wholesale value is pledged as collateral.

If you’ve got high-end designer jewelry and looking to borrow in the 6-figure, you can qualify for even a lower rate.

What is APR?

APR stands for Annual Percentage Rate, and it’s summed calculation that takes into account the main rate of interest you’ll pay for borrowing cash as well as any extra costs associated to prepare and manage the loan.

This detailed structure is referred to as ‘Representative APR’, where you can simply compare rates elsewhere and get a better idea of your long-term expense when repaying that loan.

Representative Example

Meet Megan, a 67-year-old retired flight attendant from Columbia, MO.

Megan is recently widowed and needs to raise money to fund her husband’s funeral arrangements and burial.

With an active automobile and debt consolidation loan, she’s skeptical her bank will grant her a personal loan at a decent interest rate.

During the 1970s, Megan inherited a collection of vintage-quality art deco jewelry from her mother.

She knows her pieces are rare items and hopes to find a lender that will appreciate the quality of her collateral. Megan is a bit wary of pawn shops in Kanas City because she heard stories about people getting lowball offers or being pressured to accept ridiculous terms.

When she asked one of her close friends to suggest a place of business for non-bank lending, the latter encouraged getting a jewelry pawn loan through Diamond Banc.

Megan went to visit our Kansas City office, where an expert appraised her vintage pieces and made her an offer for $17,000 USD.

Megan asked if she could make monthly payments and ensure the life of her loan doesn’t go over a year.

If we break down this example:

• 17,000 x 0.025 = $425 per month of interests payment

OR

• 17,000 x 0.3 [APR] = $5,100 of total interest paid after a year when the item is retrieved

By trusting the right lender, not only she got the highest possible return for her rare items but discovered a new and convenient way to leverage her finances via collateral loans on jewelry. 

A Flexible & Tailored Repayment Plan

The level of flexibility we provide on repayments is unseen in the alternative lending industry.

Your payment plan is fully customizable, and we always work around your preferences. When it comes to structuring your loan from start to finish, you are the architect! We can do it if you need one month, 6 months, or 5 years to settle your jewelry pawn loan. 

Diamond Banc operates like a traditional lending institution without long waiting for a response or bureaucracy. Need to re-borrow during your active loan? We offer a revolving line of credit if needed.

Plus, managing your loan online is super easy with activable features like setting up an automatic payment or reminder alerts.

Get the best pawn jewelry loans in Kansas City

Why accept a lowball offer with ridiculous terms from questionable pawn shops in Kansas City?

Diamond Banc has been running a successful business for over 15 years, shadowed by a jewelry retail store in Columbia, MO with 125+ years of continuous operations. 

We help customers just like you get the highest possible jewelry loans in Kansas City and throughout the nation.

Our company’s core values of transparency, integrity, and trust combined with our amazing team of industry experts make us the most honest jewelry buyer and equity lender in the country.

Diamond Banc makes the jewelry pawn loan process straightforward, quick and confidential. To get started, fill out our simple online form or book an appointment with our friendly and super helpful Market Director, Sicily Von Blakey. If you are in the downtown area, visit our Kansas City office located conviniently at the Country Club Plaza.

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The post Fathom out Interest Rates & APR before you Pawn jewelry in Kansas City appeared first on Diamond Banc.

When the urge for quick cash kicks in and you’re weighing which pawn shops in Miami might give you the best loan against your jewelry — don’t forget to do the math!

Jewelry pawning on a long-term loan can be tricky, but with the right information and terms that make sense and aren’t confusing, you can surely find the best deal in Magic City.

Diamond Banc always embraces transparency, honesty, and educating customers in knowing what they’re signing up for — In this blog, we’ll break down the definitions of an interest rate + APR and also demonstrate a short example of how these numbers work.

Interest rate explained

On luxury-backed collateral loans, the interest rate represents a fixed percentage we charge customers that want to borrow against their jewelry.

At Diamond Banc, our interest rate is 2.5% per month or an APR of 30% when the borrowed amount is 30% to 50% of the liquid wholesale value of your pawned jewelry.

In case you’ve got antique pearl jewelry, or a Tiffany or Cartier signed piece, you can get up to $500,000, and we can even settle for a lower percentage rate.

What is APR?

The annual percentage rate, or APR, refers to the yearly interest generated by a sum that’s charged to borrowers.

APR is expressed as a percentage representing the actual yearly cost of funds over a loan term.

This includes any fees or additional costs associated with the transaction and provides customers with a bottom-line number they can compare among other lenders.

Representative Example

Meet Jake, a 46 years old commercial plumbing contractor servicing the South Florida area.

Recently, Jake wanted to help as many small businesses as possible overcome damages caused by coastal flooding due to Hurricane Ian.

Jake replaced the entire piping system for a customer who video-recorded the entire process. This inspired the plumbing expert to create his own YouTube channel to promote his skills and drive more business to him through the community.  

With inflation making it hard to sustain a business for people working in construction or renovation due to gas prices and other factors, Jake decided to secure a loan through jewelry pawn to fund a series of promo videos and Facebook ads to attract brand awareness.

During his twenties, Jake purchased a 18” Gold Cuban Link Chain, a necklace he used to flex with back during his college days! However, he hasn’t worn his gold chain for over a decade now, and it’s just sitting in a wooden box.

Jake doesnt necessarily want to sell it so he turns on his laptop and searches “pawn jewelry near me”.

Most results show Pawn shops in Miami, thus after studying a few options, Diamond Banc caught his attention, and Jake decided to visit our Coral Gable, FL office.

After being greeted by a jewelry expert who understands this particular style of chains , the gold purity and weight are assessed as 14 Karat and 120g, respectively. Jake is presented with a jewelry pawn loan offer of $6,000 at 2.5% monthly interest.

Jake wants to pay back his jewelry pawn loan with bimonthly payments and needs a short-term period of six (6) months.

In numbers, here’s what we get:

• 6,000 x 0.025 = $150 per month of interest payment for six (6) months
• Jake wants to pay $75 every 2 weeks via pre-authorized payments as a preference
• 6 months later, at the end of his loan: Jake paid a total of $900 in interest when recouping his gold Miami Cuban link chain.

A Flexible & Tailored Repayment Plan

No pawn shop in Miami can match the level of flexibility and convenience Diamond Banc offers to its customers!

Our loans are tailored to your financial situation in mind. You can pawn jewelry with loan periods stretching from 60 days to 5 years with the option to extend for as many 30-day period you’d like considering that your payment history is on par.

With a jewelry pawn loan from Diamond Banc, any extra amount that you wish to pay goes straight towards your principal balance, consequently reducing your monthly interest costs moving forward.

Diamond Banc offers convenient and pro-borrowing collateral loans on jewelry in Miami, with on-the-spot funding.

We provide the most convinient jewelry pawn loans

Securing a loan against your jewelry with Diamond Banc is easy, time-efficient and super convenient. 

We make the entire process transparent and provide expert guidance so you can get the highest possible return on your loan. Don’t get lowballed by pawn shops in Miami or feel pressured to accept questionable loan terms!

We have expert assessors, diamond experts and people with decades of experience in the luxury jewelry retail space to help you secure a loan in a confidential, personalized and professional manner.

Diamond Banc is the nation’s most innovative choice to sell jewelry online, you may even request an initial quote sent to your inbox under 24 hours by filling out this simple form. 

We’ve got 2 offices to welcome you in the greater Miami area:

• Coral Gable, FL
• Aventura, FL

Feel free to contact one of our Market Directors to get started straightaway! Diamond Banc is committed to providing you with outstanding customer experience and offer you the best terms on your loan so you can confidently retrieve your items quicker.

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Looking for a convenient way to rule over a financial burden requiring immediate action? Or is it to invest in a project you’ve been thinking about for a while now?

Whatever the case may be, it is crucial to understand how interest rates & APR work before you think about which pawn shops in Nashville will make you the best offer.

In this blog, we will illustrate how Diamond Banc calculates loan rates and shine some light on the importance of getting a pro-borrower jewelry loan with fair market value.

But first, let’s start with the basics!

What is an interest rate?

Interest is the price you pay for borrowing money, and the interest rate is a percentage charged over the total loaned amount set by the lender.

When shopping for loans at Nashville Tennessee pawn shops, be vigilant when it comes to interest rates and repayment terms. 

Ours is 2.5% per month or 30% APR when you borrow between 30%-50% of what your item is worth in terms of its liquid wholesale value.

Are you looking for a big loan and got a high jewelry collection with signature brands like Graff, Tiffany & Co, or Rolex? You can obtain a loan with an even lower interest rate when you borrow from $100,000 and up.

What is APR?

The APR or annual percentage rate is a summed yearly rate you’ll be paying for that loan, including the initial interest rate agreed upon and any associated costs to administer and handle the loan.

A smart thing borrowers can do is compare APRs among pawn shops in Nashville when weighing loan options. You can use them to negotiate in your favor and avoid unfavorable rates from questionable pawnbrokers.

Representative Example

Meet Taylor, a flower shop owner from Nashville.

Taylor wants to renovate her shop completely and is already paying a business loan to her bank, which means her hands are tied.

Fortunately, she’s an avid jewelry lover and owns a couple of designer items from her favorite jewelry brand, David Yurman.

After doing a bit of research online with  “pawn jewelry near me”, most results suggested a few random Nashville Tennessee pawn shops and Diamond Banc as an alternative option, which got her attention.

Taylor took her starburst pendant in 18K yellow gold with pavé diamonds and the matching pair of double drop earrings that came with the collection.

When both items were appraised by experts, she received an offer for $13,500 USD. Taylor wishes to settle her jewelry pawn loan with equal monthly installments and pay up everything within 6 months.

Here is how much interest she would pay:

• 13,500 x 0.025 = $337.50 per month of interest payment

OR

• 13,500 x 0.3 [APR] = $4,050 of total interest paid after a year when the item is recouped

The pieces Taylor secured a loan against were not only valuable but highly in demand and trendy, which dictates a premium. 

Designer jewelry requires special knowledge and expertise to bring out all value-driving characteristics, something many pawn shops in Nashville lack when making loan offers.

A Flexible & Tailored Repayment Plan

Diamond Banc offers the most flexibility when it comes to repaying your jewelry pawn loan. The term of your loan is entirely up to you. You may take as little or as much time as you wish to repay the principal balance.

What’s even more remarkable is that you can extend your repayment plan for as many 30-day periods as needed, as long as the minimum payment frequency is honored in accordance with your personal budget.

Plus, you get to monitor your loan online, set up automatic payments & digital reminders to ensure all payments are going through fine.

Whenever you decide to pay above minimum interest, the remainder is applied to your loan balance which helps you settle your loan faster.

We provide the best jewelry loans in Nashville TN

Diamond Banc is your best non-bank lending alternative with the highest LTV ratio (loan-to-value) in the nation. We offer fair prices based on the quality and value of your jewelry.

If you’re looking for quick funding without getting lowballed or pressured to accept one-way terms often experienced at pawn shops in Nashville. 

Diamond Banc provides unmatched value when it comes to jewelry loans in Nashville TN. We’ve got a solid team of industry pros who can provide exceptional customer service in a no-pressure, no-obligation atmosphere. 

You can begin the process of obtaining a loan on jewelry by filling out this simple form or pay us a visit at our Nashville office for a discrete one-on-one viewing of your items.
Noel Wickline is our Market Director with hands-on experience as a jewelry buyer and a clear communicator. Feel free to call her directly at (615) 695-7675 or book an appointment online from the comfort of your home.

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The post Jewelry Loans In Nashville TN: Getting the math behind interest rates & APR appeared first on Diamond Banc.

However, getting a jewelry pawn loan with reasonable terms on your collateral that’s easy to understand, straightforward, and with a flexible repayment plan can be like finding a needle in a haystack these days!

In this article, we’ll discuss how Diamond Banc calculates interest rates and explain what an APR is with a clear representative example.

What is an interest rate?

The interest rate on an asset-based loan is the amount Diamond Banc charges when customers borrow money against their jewelry.

Our jewelry pawn loan interest rate is 2.5% per month or 30% APR when you borrow between 30% to 50% of the liquid wholesale value of your pledged collateral.

If you’ve got high-end designer jewelry and looking to borrow in the 6-figure, you can qualify for even a lower rate.

What is APR?

The APR or annual percentage rate is a sum calculation that includes the fixed interest rate summed the life of the loan (a year minimum), including additional associated costs like interest, security, storage, and insurance fees.

Once the rate is defined, also known as representative APR, consumers may use it to cross-compare it with what other lenders are offering in the market.

Representative Example

Meet Mary, a nurse from Baltimore in her mid-forties.

Mary wants to help his son, a college student, get engaged this spring. She wants to cover the engagement ring cost but doesn’t have anything she can pull out from her current savings account.

Mary has a few credit card debts and her son’s student loan to pay every month, but luckily, her jewelry box came in to save the situation.

Many years ago, she had inherited a vintage 3-carat round-cut diamond ring from her mother as an heirloom piece, set in 14K white gold.

After doing a search online with the query “jewelry pawn shop online”, she found Diamond Banc. With the filling of a simple form describing her item in detail, she received an initial offer the day after.

In this example, say the loan amount was approved for $3,500 USD. Mary wants to pay back her jewelry pawn loan with equal installments every 1st of the month but does not want the life of the loan to exceed one (1) year.

Mathematically speaking, this means:

• 3,500 x 0.025 = $87.50 per month of interest payments

OR

• 3,500 x 0.3 [APR] = $1,050 of total interest paid after a year when the item is recouped

Mary gave the cash to his son, who took the investment to a custom jeweler to design his bride-to-be’s dream engagement ring. With this approach, she’ll probably get more value versus going to a high street retail jewelry store for instance.

A Flexible & Tailored Repayment Plan

Diamond Banc offers the most flexibility when it comes to repaying your jewelry pawn loan. The term of your loan is entirely up to you. You may take as little or as much time as you wish to repay the principal balance.

What’s even more remarkable is that you can extend your repayment plan for as many 30-day periods as needed, as long as the minimum payment frequency is honored in accordance with your personal budget.

Why Diamond Banc is all about Pro-borrower terms

The number one reason is that we are a customer-centric company with industry experts that will consider every value-adding factor when making an offer.

But also:

• Highest loan values & lowest borrowing costs nationwide
• No credit checks or employment verification
• Payments above minimum interest are applied to the loan balance
• User-friendly loan management online
• Items insured while in transit & in our possession

So, you’ve typed “pawn jewelry near me” in your search engine? Pawn jewelry online with Diamond Banc is easy and super convenient. To start the process, fill out this simple form and provide a full description of your jewelry item, and an initial quote will be provided to you within 24 hours.

If you choose to move forward, a prepaid shipping label will be emailed to you so you may send in your item to our headquarters for an expert evaluation. Your jewelry is fully insured throughout the transit and monitored via video recording the second it arrives at our premises.  

You may also choose to hybrid the process by starting online and visiting one of our private, modern, and spacious offices:

• Miami, FL
• Aventura, FL
• Boca Raton, FL
• Orlando, FL
• Tampa, FL
• Kansas City, MO
• Columbia, MO
• Nashville, TN
• Rochester, NY
• Atlanta, GA
• Roswell, GA

Diamond Banc leads the alternative lending industry with flexible liquidity options for your jewelry. We are not a high end pawn shop — we specialize in designer jewelry, Rolex watches, diamonds, luxury handbags & accessories.

We provide white glove service where you get to sit down with knowledgeable experts with unique skill sets to provide you with the highest offers tailored to your particular financial situation. 
We love what we do and take pride in providing an outstanding customer experience. Looking to pawn jewelry with Diamond Banc? Contact an expert today to get the ball rolling!

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Here are six facts about fancy blue diamonds.

1. Natural Blue Diamonds Are Among the Rarest Colored Fancy Diamonds.

Typically the rarer a diamond is, the higher its value will be. Therefore, colored fancy diamonds are worth more than other diamonds. Since a blue coloration is especially rare these diamonds are particularly valuable.

2. Cutting a Fancy Colored Diamond Into a Fancy Shape Can Intensify the Color Saturation of the Rough Diamond.

The more vibrant a diamond’s natural hue, the more valuable the diamond becomes! Diamond cutters are able to use their expertise to identify which shapes will best enhance a diamond to ensure the maximum color and value. For example, fancy shapes, such as a pear, oval, and emerald often bring out the most color for a diamond.

3. Diamond Coloration Can Be Natural or Synthetic.

Many processes can enhance a diamond’s color, from irradiation, where the diamond is exposed to a strong radioactive treatment, to coating a diamond. Additionally, HPHT is another popular way to enhance a diamond’s natural color. HPHT stands for high-pressure, high-temperature where the diamond is exposed to high temperatures to bolster its clarity and color. However, processes performed after a diamond has already formed do not increase the value of the gemstone, as these processes do not increase a diamond’s rarity.

4. Adding Traditional White Diamond Can Improve the Appearance of a Colored Diamond.

When viewed alone a fancy light blue diamond can appear a pale blue. However, the beauty and vibrancy of the blue diamond become truly striking when comparing a natural light fancy blue diamond to a near-colorless white diamond! Thus, you will often see colored center stone diamonds surrounded by a halo of white diamonds.

5. It Can Pay to Get a GIA Certified Diamond.

The Gemological Institute of America (GIA) is the Authority on colored diamond grading lab reports. Therefore, if you have a fancy color diamond, obtaining a GIA lab report is essential to ensuring the color grade is accurate. Additionally, these documents can increase the value of your jewelry.

6.  Diamond Banc buys fancy color diamonds!

Our Kansas City office recently purchased this amazing 0.92CT pear cut fancy light blue diamond. Diamond Banc sent the diamond to GIA on the client’s behalf and offered well above the client’s expectations. We make it easy to sell or obtain a Jewelry Equity Loan on your fancy color diamond!

Do you have a fancy colored diamond? A Jewelry Equity Loan from Diamond Banc will allow you to secure immediate funding without giving up ownership of your jewelry. Start by completing out our online submission form. A Diamond Banc diamond expert will contact you within 24 hours (or less!) to discuss the process and answer all of your questions. You can also schedule an appointment at our private Kansas City office located on the Country Club Plaza by calling 816.977.2677. Diamond Banc offers a variety of options to obtain funding quickly for your fancy colored diamond.

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Make the Most Out of Your Diamond Jewelry

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